Money, money, money.
When it’s coming between you, versus serving you, it’s time to revise!
When Money Makes—or Breaks—a Marriage
It’s not just love—or lack of it—that ends marriages; money plays a surprisingly outsized role too. According to a survey of Certified Divorce Financial Analyst (CDFA) professionals, money issues are the third most cited reason for divorce, coming in after basic incompatibility (43%) and infidelity (28%)—but ahead of many other causes at 22%. Other research estimates that financial stress contributes to 20%–40% of divorces, confirming that money is indeed one of the most combustible relationship hot spots.
A recent survey adds another lens, showing that financial strain factors into about 37% of divorces, just behind communication issues at 53%. And behind the stats lies an even more personal truth: financial infidelity, such as hidden spending or secret debts, erodes trust significantly—**27% of individuals admit to hiding a financial secret, and of those, 76% reported their relationship was harmed, with 10% saying it led to divorce.
Why Getting on the Same Page with Money Changes Everything
1. Builds Shared Trust and Security
Money isn’t just a practical concern—it’s deeply tied to how safe and supported each partner feels. Aligning around finances strengthens trust and keeps fear and resentment from creeping in.
2. Reduces Stress and Conflict
When couples lack clarity about monthly spending and savings, small doubts become big disagreements. Knowing where you stand each month—40% of couples argue more often when in debt compared to just 25% of debt-free couples —helps nip conflicts in the bud and makes space for connection.
3. Empowers Collective Decision-Making
Shared financial visibility gives you both a voice. Whether it’s budgeting, long-term planning, or tackling debt, being aligned means “we’re in this together,” not “you vs. me.”
4. Prepares You for What Comes Next (Without Costly Mistakes)
In separation or transition phases, understanding your financial picture ahead of time can save you thousands in legal fees. Clarity = strength.
Final Thought: Money as a Relationship, Too
Money isn't just an asset—it's a relationship. And like any good relationship, it flourishes when there’s honesty, communication, and shared responsibility. Keeping financial life transparent, compassionate, and aligned isn’t merely practical—it can be transformational for your marriage.
Want help getting started on shared financial clarity? Whether you're a couple or individual, I can help you talk about money without fear, create monthly awareness, and build a shared financial foundation that supports connection, not conflict.
Let’s make money a tool for togetherness—not tension.
Money fights?
Avoiding your bank app like it’s an ex?**
You’re not alone.
In fact, money stress is one of the *top reasons* couples argue. And here’s the truth: it’s not just about dollars — it’s about trust, security, and being on the same page.
✨ **That’s where Financial Counseling comes in.**
Think of it as therapy with a side of spreadsheets (the easy kind, promise). We’ll talk about your relationship with money, identify the habits holding you back, and create a plan that helps you feel more in control — and less in conflict.
📞 Ready to laugh a little, sigh in relief, and finally feel organized?
What you’ll get:
* A safe, judgment-free space to talk about money stress
* Tools for better communication with your partner
* Clarity around spending, saving, and future goals
* Less financial anxiety, more teamwork
**An AMAZING workable spreadsheet to keep your finances in tip-top shape!
Because when your money makes sense, your relationship feels lighter too.